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GTA Real Estate Blog

Buyer guides, market insights, and neighbourhood breakdowns to help you navigate the Greater Toronto Area real estate market with confidence.

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First-Time Buyers

How Much Down Payment Do You Actually Need in Ontario?

The 5% minimum rule sounds simple — but CMHC insurance, stress tests, and Toronto prices complicate things fast. Here's what first-time buyers really need to save.

📅 Mar 14, 2026 ⏱ 2 min read
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